Kagera Development and Credit Revolving Fund (KADETFU) is a National Non-Governmental Organization (NGO) that is based in Kagera region, it is located in Bukoba town, in the North western part of Tanzania. It was registered by the government on July 30th, 1993 under the Trustees Incorporation Ordinance cap No 375 of 1956. The registration number is ADG/TI/2058. Under the new NGO act 2004, it has now obtained a Certificate of Compliance (CoC) No. 1596 of 13.3.2006.

Some of our activities

Farmers training: compost manure
Farmers training
Preservation of water sources
Preservation of water sources
Establishment of wood lots
Establishment of wood lots

The organization has an Executive Board with six Board members ranging from various professions and experience. It has 16 employed staff and 105 Field volunteers known as Field Facilitators/Field workers who link the head office with the community at grassroots level. It has two foreign Volunteers from abroad.

1.1. Location of KADETFU

The Head office of KADETFU is situated in Bukoba Municipality along Kawawa Street, at the Ujirani Mwema Building ROOM 1,2,23 and 26. It has a Field office in Muleba District which is located at Rubya Resource Center, near Rubya Hospital.

1.2 Vision Statement of KADETFU

We envisage a friendly environment and a healthy, prosperous, and just society that is committed to solution of its problems independently and sustainably.

1.3 Mission Statement of KADETFU

KADETFU is committed to protect human rights, conserve the environment, facilitate promotion of social, economic, cultural development and empower the society to organize and fight for their needs through sustainable utilization of locally available resources.

1.4 The objectives of KADETFU

  1. Economic promotion by enhancing income opportunities in the communities and ensure food availability at household level in urban and rural areas through improving community capacities and research.
  2. Protecting and advocating for human rights of the poor and vulnerable groups.
  3. Conservation and management of environment through improving natural resources management, mitigation to climate change and reducing loss of biodiversity.
  4. Improving survival, health and well-being of all community members through promoting primary health care; HIV/AIDS control and research.
  5. Improving infrastructure development, i.e. communication systems, roads, school and health facilities


KADETFU is striving to realize its vision, Mission and objectives by focusing on MDG 7 (Ensure Environmental sustainability) and its relation to MDG 1 (Eradication of extreme poverty and hunger); the two that are the “crosscutting” to the other goals.

KADETFU feels essential to implement these two goals through the scope of sustainable development; promotion of the economy, and protection of environmental quality, and since natural resources conservation is a human right, social equity is paramount. Therefore all initiatives planned under KADETFU are linked to the main focus.


KADETFU is undertaking various programmes that aim at enhancing livelihoods of the people in Kagera Region and Tanzania at large.

  1. Environmental Management Programmes:

This includes promotion of renewable energy (Biogas, Cook stoves, Solar), conserving the Lake Victoria Environment, Afforestation, environmental education and capacity building for fishers and farmers in sustainable development.

  1. ) Access to Market Programme (AtM)

Linking producers (Farmers, Fishers and other entrepreneurs) to reliable markets in and out of the country. Under this programme, the emphasis is put on value chain and market chain initiatives that guide the producer to produce according to the requirements of consumers/clients.

Access to Market has been introduced as the promising approach towards improving livelihood of the poor. It is the ability of producers to identify market opportunities, penetrate the markets and make sale of their products, labour or services. Moreover, AtM involves determination of market opportunities, requirements of customers as far as quality, quantity, packaging and pricing are concerned. This approach also includes determination of activities and cost of product distributions, promotion strategies, and establishment of market linkages, contacts and contracts. However, not all key stakeholders including government have this conviction.

Agriculture and fishing are the main activities of income earning for millions of smallholder farmers and fishers in the Lake Victoria Basin, but the two sectors are facing a setback of inadequate Access to Markets for these sector products; being a result of inadequate market information, poor production standards that does not comply with the consumers/international standards in quality and quantity and limited capital base for the producers. In the AtM context, quality and quantity of agricultural products are likely to be affected by the change of the climate as it destroys all the already set standards within the production process

Under this initiative, Farmers and fishers are built their capacities in marketing and value chain skills, technical assistance and strengthening of their organizational levels and other interventions that enable them to become more active players in marketing and maintaining value chain processes.

Additionally, KADETFU has established information collection and dissemination system in the reliable markets were selected in and out the region, at each market a Market Information providers (MIPs) has been identified to collect and send market information from that particular market to KADETFU data bank. At village level, the Village Information Providers (VIPs) were given a cell phone each to receives market information from the data Bank and post it by a special designed form at the Market information Billboard that was constructed at each village.

  1. Protection, Advocacy And Education On Human Rights

Protecting Women and children's rights, in finicky; widows and orphans.

Promotion Economic Social and Cultural (ESC) rights through delivery of social services and economic promotion using a micro-credits scheme, promotion of good/local governance and accountability among the CSOs, LGAs and the community at large.

  1. The Primary Health Care Programme

This includes access to clean water, environmental sanitation, HIV/AIDS control and family planning.

  1. Infrastructure development

Under this programme, we are running a nursery and primary school for orphans known as Bembereza Nursery and Primary school, we have a resource center with ICTs and we are constructing fish landing site and toilet facilities.

  1. Community capacity building

Community training and support through training seminars, workshops and debates for various peer based and action oriented community groups in a diverse of disciplines such as vocational and entrepreneurial skills.

1.7 The past and current projects

  1. Support to children and Anti-stigma campaign

Delivery of essential services to the Orphans and Most Vulnerable Children (OMVC) and advocacy for children's rights.

  1. Promoting the economy of fisher communities: Fish landing facilities built by KADETFU

Promoting fishers and fisher communities' economy by restoring the degraded lake environment that in turn will support and improve their livelihood in a sustainable way”. This includes; awareness meetings at village level, capacity building for BMUs, and construction of landing sites and Sanitation Facilities at the landing beaches and provision of credit to fishers for purchasing appropriate fishing gear.






ECOSAN toilet is a technology that encourages optimal utilization of human excreta as soil conditioner, not a waste. ECOSAN toilet

The introduction of ECOSAN toilet is ideal to the communities with high population such as suburbs and slums because they are re-usable, permanent and requires no replacement, especially for areas with limited land. Unlike the pit latrines which are dug deep and sometimes contaminating underground water sources, ECOSAN toilets are built on the soil surface including place with difficult soils conditions like rocky places and water lodged areas.

Construction of landing site facilities improves fish quality through maintaining the cold chain from the water to the consumer.


  1. Promoting farmers economy

Promoting sustainable agriculture for sustainable livelihoods of smallholder farmers in Kagera Region” through training in organic farming, and natural resource management, study visits in and out the country, provision of credit as a capital base and diversification of farm crops e.g. introduction of upland rice for poverty reduction and food security.

  1. Community capacity building

Establishment and provision of micro-credit for income generation activities, community capacity building in entrepreneurial skills and study visits

(v) Improving Local Governance Actors (CBLGA)

Strengthening local governance, (improved participatory planning, budgeting and accountability, and financial viability of LGAs, Private Sector and Civil Society organizations through capacity building and promotion of inter-linkages between these actors and emerging national initiatives and reduction of corruption through awareness campaign

  1. Sustainable Agro-Ecosystem Management and Utilization of Natural Resources in the Lake Victoria Basin.

Restoring a healthy, varied ecosystem that is inherently stable and to support, in a sustainable way, the increasing activities on the land through Water sources and Wetland conservation, promoting natural regeneration and rehabilitation of the cleared vegetation cover and reduce the drudgery on women and children of walking long distances for water fetching and ensure qualitatively and quantitatively clean water availability at household level by making optimal use of rain water harvesting.

(vii) Sustainable utilization of biodiversity

Training in land sustainable utilization of natural resources, Afforestation activities, environmental education and gender mainstreaming in environmental conservation initiatives.

  1. Access to Market

Linking producers (Farmers, Fishers and other entrepreneurs) to reliable markets in and out of the country, promotion of value chain and market chain through capacity building for the target group by training and material support whenever necessary.

  1. Sanitation Microcredit project for Female Headed Household

Facilitating access to water and improved sanitation in which the “Female headed poor families” are supported with toilet facilities on micro credit revolving scheme KADETFU is also involved in School WaSH programme in Kasulu, Kibondo and Kigoma.

  1. Sustainable farming

Onsite training in sustainable agriculture for farmers in agronomic practices, organic farming methods and other appropriate farming technologies for increased production. Contact farmers are trained (as a loan) and each trainee must form and train a group of not less than 10 farmers in order to create a multiplier effect. Once so attached farmers are trained, a loan is over. For the day to day monitoring within the trained farmers 2 contact farmers are selected from each participating village at which demo-farms are established for onsite learning purposes. Extension experts from KADETFU visit the farmers to offer services once per month.

1.8 THE ACHIEVEMENTS OF KADETFU. (See also another updated list in our website)

KADETFU has so far recorded a track of achievements which among others include the following:-

1. KADETFU is a winner of the “LAKE VICTORIA ENVIRONMENTAL AWARD 2006“ for good performance as recognized by UNHABITAT for her outstanding contribution to the conservation of Lake Victoria and advocacy for Fishers.

 2. KADETFU is recognized as “The best NGO in Tanzania” and winner of the “Tanzania CSOs Excellence Award 2008” in the areas of Transparency, Governance, responsiveness, Participatory approaches and accountability.

 3. A stronger organization in the region with high reputation and credibility; thus has been tasked by donors and other partners to be a “puller organization” to pull up and build capacities of other NGOs/CBOs in the Region.

4. KADETFU was a chair of the District Network known as Bukoba NGO Cluster until 2007 (BUNGOC) and now is a chair of the Regional NGO Network known as Kagera NGO Network (KANGONET).

5. International reputation in which it sometimes represent international organizations and partners.

6. KADETFU is a Chair of Lake Victoria NGOs Advocacy Network-East Africa (LAVNET-EA). The Network of NGOs which work on the sustainability of Lake Victoria and advocacy for fishers.

7. Member of the Regional Nile Basin Initiatives/CBSI Steering Committee representing Tanzania.

8. KADETFU coordinates Programmes for Volunteer and students who come from Germany for practical training in Tanzania through DETAF e.V. (Germany-Tanzania Friendship Society) and those from The Netherlands through ICA Volunteer Placement Programme.

9. KADETFU has goo and close working relationship with local and international partners, the Government, the Private sector, CSOs and all other stakeholders within and without the country.

10. KADETFU has an information center for the community to access development information in Bukoba, Tanzania.

11. KADETFU owns a Website for publicity of her strategies, public awareness, and information dissemination and sharing.

12. During the year of 2007, KADETFU obtained a registration for establishing a Community Radio that will be known as Kagera Community Radio (KCR). We are therefore looking for funds to start running it.

Networking and Partners:

  1. The organization is networking with other local and international organizations.
  2. KADETFU has permanent partner organizations i.e. DETAF e.V. of Germany and Sunseed Tanzania Trust of U.K.
  3. KADETFU is a member of; TANGO, the umbrella for Tanzania NGOs, member of KANGONET (the Kagera Regional NGO network), KAPAMU and BUNGOC, the NGO networks for Muleba and Bukoba Districts respectively. Other memberships include EACH (East African HIV/AIDS Network), ASP (T) Network, IPEN, TCDD (Tanzania Coalition on Debt and Development) LAVNET (Lake Victoria NGO Advocacy Network, SUSWATCH etc.
  4. KADETFU has partners (donors) who support her plans and initiatives.


Until February 2007, the organization had two patrons i.e. Mr. Klaus Gottschling of DETAF Germany and Mr. B. Bridgewater of U.K, but in March 2007, KADETFU faced a misfortune of losing her Main Patron; Mr. Klaus Gottschling. May God rest his soul in peace? We are now looking forward to have another Patron to replace him.

Office Equipment and Facilities

KADETFU has an Information/resource center at Ujirani Mwema Building in Bukoba Municipality with ICT facilities and a small library for accessing information on various developmental matters. The organization owns office equipments and materials such as computers & their accessories, audio-visual and IEC equipments, an electrical generator, a Car, motorcycles, bicycles for TOTs and a public address system and a website i.e.

Projects on the drawing board (Future plans):

(i) Establishing a Community Radio that will be known as Kagera Community Radio (KCR) when funds are available. 

(ii) In order to maintain the co-management strength and participatory implementation fortitude, KADETFU is now looking for lager funding for supporting and sub-granting to other local NGOs/CBOs in Tanzania, in the area of Human Rights (Women and children Rights) and empowerment), Water and sanitation and environmental conservation (including climate change mitigation, Delivery of essential services and protection to the Orphans and Most Vulnerable Children (OMVC)

3. Promoting technical skills to women through establishment of a technical training school for girls

For more information, please contact us

Vision Statement

We envisage a friendly environment and a healthy, prosperous, and just society that is committed to solution of its problems independently and sustainably.

Mission Statement

KADETFU is committed to protect human rights, conserve the environment, facilitate promotion of social, economic, cultural development and empower the society.


Economic promotion by enhancing income opportunities to ensure food availability at household level in urban and rural areas through improving community capacities and research.